Lease to Own Furniture, Appliances, Electronics and Computers from easyhome.ca

loans

Loans up to $20,000

Loans up to $20,000

Our quick and easy loan process

1

Apply in minutes

2

Get an instant decision

3

Verify documents

4

Get your money

Apply for a fast loan online in less than five minutes. Need help? Click here to find a store near you.

Submit a short application and we’ll let you know right away whether you’re pre-approved to borrow money with us.

Get a fast easyfinancial loan with easyhome. We allow online submissions and process paperwork quickly to make it easier for you to get your loan.

Once your cash loan is approved, we’ll deposit it directly into your account so you can get the cash you need as soon as today.*

Our quick and easy loan process

1

Apply in minutes

Apply for a fast loan online in less than five minutes. Need help? Click here to find a store near you.

2

Get an instant decision

Submit a short application and we’ll let you know right away whether you’re pre-approved to borrow money with us.

3

Verify documents

Get a fast loan with easyfinancial. We allow online submissions and process paperwork quickly to make it easier for you to get your loan.

4

Get your money

Once your cash loan is approved, we’ll deposit it directly into your account so you can get the cash you need as soon as today.*

Visit one of our easyhome stores that now offer loans up to $20,000

We have stores in Toronto, Edmonton, Calgary, Vancouver, Winnipeg, Ottawa, Mississauga and all across Canada!

We know that fine print can be painful, but we believe it’s important for you to have all the facts!

(1) Offer is valid from September 16 to 21, 2024, and only applicable on new lease agreements for new and previously enjoyed products with a minimum 20-month lease term and a minimum weekly payment rate of $20. The weekly payment rate will reduce by $1 every month after three months, starting on December 21, 2024, and ending on April 21, 2026. The payment rate at April 22, 2026, will apply until the end of any outstanding lease term. Offer excludes “Anything from Anywhere” and cannot be combined with any other offer or discount. Advertised merchandise may not be exactly as shown. Advertised merchandise may not be available at all locations. Merchandise may be new or previously enjoyed. Offers are valid on selected merchandise and only while supplies last.Offer is non-transferable. Offer excludes feature items. Conditions apply; see in-store for details.

(2) From September 16-21, 2024, get up to $200 cash back with all new Unsecured Personal Loans. Minimum loan term of 18 months. Loan must be in good standing at the 6 month, 12 month, 24 month and 36 month periods of the loan term. Cash back will be paid in 4 intervals during the loan term: $50 will be paid within 45 days after the first 6 months of your loan term, $50 will be paid within 45 days after the first 12 months of the loan term, $50 will be paid within 45 days after the first 24 months of the loan term, and $50 will be paid within 45 days after the first 36 months of the loan term. Offer excludes British Columbia, Manitoba and Newfoundland & Labrador, Home Equity Loans, Auto Loans, refinancing and loan increases. Offer does not apply to early payouts or termination during any applicable cooling-off period. All qualifying amounts will be credited to your bank account within 45 days of the offer periods noted above. Offer applies to new customers only. Limit of one offer per customer. Conditions apply; see in-branch for details. Brokerage #12935 (ON).

(3) You are not required to purchase the Total Protection Coverage (“TPC”) to lease the advertised merchandise. The benefits of purchasing the TPC include delivery of the product to your home, installation, repair and replacement of the merchandise due to an inherent defect, broken part or malfunction, no-hassle return and the ability to reinstate your lease after termination or lapse. If same-day delivery is not available, then delivery will occur within 24 hrs of execution of the lease agreement. Some restrictions may apply. Ask store for details.

(4) The Annual Percentage Rate “APR” of 29.9% is calculated from the cost of product. The APR is for a representative lease and may not be the same for all advertised merchandise.

(5) No credit needed does not apply to easyfinancial loan products. Some restrictions may apply. Ask for details, or visit easyhome.ca

(6) As of October 1^st, 2019, your easyhome lease payment activity will be reported to the credit bureau (Transunion and/or Equifax), in accordance with your easyhome lease agreement. October reporting will include activity for payments due and/or made in September 2019. Your easyhome weekly, bi-monthly, or monthly lease payments may help improve your credit score should they be paid on time and without default. There are other items outside of your lease payments that may also impact your credit score. easyhome is not a credit repair facility nor does it guarantee your credit will improve. Conditions may apply. Ask for details.

(7) All new approved unsecured loan application(s), with a co-applicant, will receive a 2% reduction on the interest rate to be charged. Interest rate reduction will occur for the term of the approved loan – provided both applicant and co-applicant are approved. Interest rate reduction will be applied to unsecured loan products only. easyfinancial reserves the right to change, amend or withdraw this offer at any time without notice. Conditions apply, see in store for details. Offer is valid in all regions excluding Quebec and Manitoba.

(**) Anything from anywhere exclusions apply see in store for details. Offer limited to existing customers with account in good standing. Items subject to easyhome standard lease agreement term of up to 156 weeks. Subject to all applicable taxes. Items only sourced within Canada retail channels. Offer subject to availability. Ownership is attained only after all of the periodic payments are made or the early purchase option is exercised as provided in the lease agreement. easyhome cannot accept returns for the product once it has been delivered to you. You may cancel an order at any time prior to delivery and acknowledge that such cancellation maybe subject to a cancellation fee and/or restocking fees of Easyhome, its agents, vendors or other suppliers who procured the unique and specific item you requested.Conditions apply see in-store for details.

(*) Unsecured personal loan amortization between 9-84 months. easyfinancial offers unsecured personal loans in all of Canada (different lending rules apply to Quebec and can be found at www.easyfinanciere.com and different lending rules for high-cost credit products may apply to Manitoba). Loan amounts range from $500-$20,000, with rates between 29.99% - 46.96%, depending on your loan size, length of term and our assessment of your credit profile. See branch for details. (*) On average loan applications receive credit approval within 10 minutes.

APR: 29.99% - 46.96% Copyright © 2023

Reference
The fine print
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Investor site

We know that fine print can be painful, but we believe it's important for you to have all the facts!

(1) Advertised prices are valid from June 1st to July 28th, 2019.Advertised prices are for a leased transaction with a term of up to 156 weeks with an option to purchase. Ownership is attained only after all of the periodic payments are made or the early purchase option is exercised as provided in the lease agreement. Advertised prices do not include the $25 processing fee and taxes where applicable. Delivery fees may apply to residences over 50 km from the store. Advertised merchandise may not be exactly as shown. The photographs in this advertisement are representative and may be enlarged to show detail. Advertised merchandise may not be available at all locations. Merchandise may be new or previously enjoyed. Offers are good on selected merchandise and only while supplies last. Pricing is available in locations listed on the back of the flyer only. Limited quantities available at reduced rates.

(2) You are not required to purchase the Total Protection Coverage ("TPC") to lease the advertised merchandise. The benefits of purchasing the TPC include delivery of the product to your home, installation, repair and replacement of the merchandise due to an inherent defect, broken part or malfunction, no-hassle return and the ability to reinstate your lease after termination or lapse. If same-day delivery is not available, then delivery will occur within 24 hrs of execution of the lease agreement. Some restrictions may apply. Ask store for details.

(3) The Annual Percentage Rate "APR" of 29.9% is calculated from the cost of product. The APR is for a representative lease and may not be the same for all advertised merchandise.

(4) No credit needed does not apply to easyfinancial loan products. Some restrictions may apply. Ask for details, or visit easyhome.ca

(5) Up to 50% off is applicable to previously enjoyed items only and selection may vary by location. Some conditions may apply. Ask in-store for details.

(6) All new approved unsecured loan application(s), with a co-applicant, will receive a 2% reduction on the interest rate to be charged. Interest rate reduction will occur for the term of the approved loan - provided both applicant and co-applicant are approved. Interest rate reduction will be applied to unsecured loan products only. easyfinancial reserves the right to change, amend or withdraw this offer at any time without notice. Conditions apply, see in store for details. Offer is valid in all regions excluding Quebec and Manitoba.

(7) Refer a friend or family member to easyhome and receive a $100 referral reward on every completed lease or funded loan. Only one (1) referral reward payable per referee. Limit of 5 referrals. Referrer must be a resident of Canada (excluding Manitoba) and have reached the age of majority in his/her province/territory of residence. If Referrer has (had) an easyhome lease or easyfinancial loan, account must be in good standing. Some restrictions and conditions may apply. For purposes of this offer, "family" includes your spouse, common-law spouse, child, or parent, in each case where there is voluntary, direct, two-way communication between yourself and the referred friend. For purposes of this offer, "friend" includes only an individual with whom you have a voluntary, direct, two-way communication and it would be reasonable to conclude that they have a personal relationship with and have met in person. After 1 month of the referees' new lease agreement, $100 credit will be applied to the referrer's current leasing account, on the front end of their agreement. See in store for details.

(8) Own it in 52 Weeks - July 18th to 20th, 2019 Only! - Own it in 52 Weeks is valid on select products ordered in-store only. Products are previously enjoyed. This offer is a term reduction. Terms will be reduced to 52 weeks on select product. Offer cannot be used in conjunction with any other offer. Some restrictions may apply. See in-store for details.

(**) Anything from anywhere exclusions apply see in store for details. Offer limited to existing customers with account in good standing. Items subject to easyhome standard lease agreement term of up to 156 weeks. Subject to all applicable taxes. Items only sourced within Canada retail channels. Offer subject to availability. Ownership is attained only after all of the periodic payments are made or the early purchase option is exercised as provided in the lease agreement. Conditions apply see in-store for details.

(*) Unsecured personal loan amortization between 9-84 months. easyfinancial offers unsecured personal loans in all of Canada (different lending rules apply to Quebec and can be found at www.easyfinanciere.com and different lending rules for high-cost credit products may apply to Manitoba). Loan amounts range from $500-$20,000, with rates between 29.99% - 46.96%, depending on your loan size, length of term and our assessment of your credit profile. See branch for details. (*) On average loan applications receive credit approval within 10 minutes

(‡) Refer a friend or family member to easyhome and receive a $200 referral reward on every funded loan. Only one (1) referral reward payable per referee. Limit of 5 referrals. Referrer must be a resident of Canada (excluding Manitoba) and have reached the age of majority in his/her province/territory of residence. If Referrer has (had) an easyhome lease or easyfinancial loan, account must be in good standing. Some restrictions and conditions may apply. For purposes of this offer, "family" includes your spouse, common-law spouse, child, or parent, in each case where there is voluntary, direct, two-way communication between yourself and the referred friend. For purposes of this offer, "friend" includes only an individual with whom you have a voluntary, direct, two-way communication and it would be reasonable to conclude that they have a personal relationship with and have met in person. After 1 month of the referees' new lease agreement, $200 credit will be applied to the referrer's current leasing account, on the front end of their agreement. See in store for details. Valid until July 27th, 2019.

Reference

The fine print

We know that fine print can be painful, but we believe it's important for you to have all the facts!

(1) Advertised prices are valid from June 1st to July 28th, 2019.Advertised prices are for a leased transaction with a term of up to 156 weeks with an option to purchase. Ownership is attained only after all of the periodic payments are made or the early purchase option is exercised as provided in the lease agreement. Advertised prices do not include the $25 processing fee and taxes where applicable. Delivery fees may apply to residences over 50 km from the store. Advertised merchandise may not be exactly as shown. The photographs in this advertisement are representative and may be enlarged to show detail. Advertised merchandise may not be available at all locations. Merchandise may be new or previously enjoyed. Offers are good on selected merchandise and only while supplies last. Pricing is available in locations listed on the back of the flyer only. Limited quantities available at reduced rates.

(2) You are not required to purchase the Total Protection Coverage ("TPC") to lease the advertised merchandise. The benefits of purchasing the TPC include delivery of the product to your home, installation, repair and replacement of the merchandise due to an inherent defect, broken part or malfunction, no-hassle return and the ability to reinstate your lease after termination or lapse. If same-day delivery is not available, then delivery will occur within 24 hrs of execution of the lease agreement. Some restrictions may apply. Ask store for details.

(3) The Annual Percentage Rate "APR" of 29.9% is calculated from the cost of product. The APR is for a representative lease and may not be the same for all advertised merchandise.

(4) No credit needed does not apply to easyfinancial loan products. Some restrictions may apply. Ask for details, or visit easyhome.ca

(5) Up to 50% off is applicable to previously enjoyed items only and selection may vary by location. Some conditions may apply. Ask in-store for details.

(6) All new approved unsecured loan application(s), with a co-applicant, will receive a 2% reduction on the interest rate to be charged. Interest rate reduction will occur for the term of the approved loan - provided both applicant and co-applicant are approved. Interest rate reduction will be applied to unsecured loan products only. easyfinancial reserves the right to change, amend or withdraw this offer at any time without notice. Conditions apply, see in store for details. Offer is valid in all regions excluding Quebec and Manitoba.

(7) Refer a friend or family member to easyhome and receive a $100 referral reward on every completed lease or funded loan. Only one (1) referral reward payable per referee. Limit of 5 referrals. Referrer must be a resident of Canada (excluding Manitoba) and have reached the age of majority in his/her province/territory of residence. If Referrer has (had) an easyhome lease or easyfinancial loan, account must be in good standing. Some restrictions and conditions may apply. For purposes of this offer, "family" includes your spouse, common-law spouse, child, or parent, in each case where there is voluntary, direct, two-way communication between yourself and the referred friend. For purposes of this offer, "friend" includes only an individual with whom you have a voluntary, direct, two-way communication and it would be reasonable to conclude that they have a personal relationship with and have met in person. After 1 month of the referees' new lease agreement, $100 credit will be applied to the referrer's current leasing account, on the front end of their agreement. See in store for details.

(8) Own it in 52 Weeks - July 18th to 20th, 2019 Only! - Own it in 52 Weeks is valid on select products ordered in-store only. Products are previously enjoyed. This offer is a term reduction. Terms will be reduced to 52 weeks on select product. Offer cannot be used in conjunction with any other offer. Some restrictions may apply. See in-store for details.

(**) Anything from anywhere exclusions apply see in store for details. Offer limited to existing customers with account in good standing. Items subject to easyhome standard lease agreement term of up to 156 weeks. Subject to all applicable taxes. Items only sourced within Canada retail channels. Offer subject to availability. Ownership is attained only after all of the periodic payments are made or the early purchase option is exercised as provided in the lease agreement. Conditions apply see in-store for details.

(*) Unsecured personal loan amortization between 9-84 months. easyfinancial offers unsecured personal loans in all of Canada (different lending rules apply to Quebec and can be found at www.easyfinanciere.com and different lending rules for high-cost credit products may apply to Manitoba). Loan amounts range from $500-$20,000, with rates between 29.99% - 46.96%, depending on your loan size, length of term and our assessment of your credit profile. See branch for details. (*) On average loan applications receive credit approval within 10 minutes

(‡) Refer a friend or family member to easyhome and receive a $200 referral reward on every funded loan. Only one (1) referral reward payable per referee. Limit of 5 referrals. Referrer must be a resident of Canada (excluding Manitoba) and have reached the age of majority in his/her province/territory of residence. If Referrer has (had) an easyhome lease or easyfinancial loan, account must be in good standing. Some restrictions and conditions may apply. For purposes of this offer, "family" includes your spouse, common-law spouse, child, or parent, in each case where there is voluntary, direct, two-way communication between yourself and the referred friend. For purposes of this offer, "friend" includes only an individual with whom you have a voluntary, direct, two-way communication and it would be reasonable to conclude that they have a personal relationship with and have met in person. After 1 month of the referees' new lease agreement, $200 credit will be applied to the referrer's current leasing account, on the front end of their agreement. See in store for details. Valid until July 27th, 2019.

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